Our Insurance Products



The insurance coverage you need whenever you’re on the move.

Insuring your vehicles – from two wheels to twelve! Contact us today to get the right insurance coverage for your car, truck, van, or other vehicles.

Boat & Watercraft

Insurance coverage you need whenever you’re on the move.

Call SIG today for insurance coverage for the captain of the ship!


Contact us today for a quote to protect and replace a portion of your income if you suffer a disabling injury or illness that keeps you from earning a living.


Your health is our priority. Do you have the right coverage in case the unexpected happens?

Call today to take the steps to protect yourself and your loved ones!


Insurance protection for the things that matter most to you. Contact SIG today to protect your most valuable asset!


Reminder, you can’t get life insurance once you need it. Life happens. Call today and get a quote to protect the ones you love.

Long-Term Care

This includes nursing care, physical, occupational, or speech therapy, and help with day-to-day activities. A long-term care insurance policy pays for the cost of care due to a chronic illness, disability, or injury. This policy pays for medical care given in a nursing home, assisted living facility, adult day care center, or your own home. Contact us today for additional information on long-term care.


The insurance protection you need whenever you’re on the move.

Contact Smudz Insurance Group to ride safely and insure your motorcycle!


You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let Smudz Insurance Group help you find coverage options that protect you, your family, and your personal property. Call us today and we’ll make sure you’re properly covered.


To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy. Call SIG today for additional information!


This policy is exclusive to protect brides and grooms on their special day. Wedding insurance doesn’t just cover the wedding itself. You can structure your liability coverage to include events within 48 hours of the wedding (like the rehearsal dinner or day-after brunch), as well as vendor deliverables (cake, flowers, or dress). Call SIG today to insure all of the things you may be writing checks for throughout the planning process!



Need commercial auto insurance to protect your business vehicles? Business auto insurance can cover legal bills, medical expenses, and property damage if a business vehicle is involved in an accident. Contact SIG today!


Here are some of the types of bonds we can provide:

  • Contract Bonds
    • Bid Bonds
    • Performance & Payment Bonds
    • Supply bonds
  • Commercial Bonds
    • License and Permit Bonds – Contractor License; Highway and Street Permit; Agent/Adjuster/Broker License; Fuel Dealer; Professional License; Automobile Dealer; and Alcoholic Beverage Compliance Bonds
    • Probate Bonds – Administrator; Executor; Guardian; and Trustee Bonds
    • Receiver or Trustee Bond in Bankruptcy
    • Public Official – Notary Public; Sheriff; Deputy Sheriff; Constable; Jailer; County/City/School Treasurer Bonds; Court Clerk; Loan Closing Attorney; and FHA Schedule Bonds
    • Court Bonds – Plaintiff Replevin; Plaintiff Attachment; and Cost Bonds
    • Miscellaneous Bonds
  • Fidelity Bonds
    • ERISA (Pension Plans),
    • Business Services Bonds (e.g. janitorial, home health care or security)
  • Financial Institution Bonds and E&O Coverage
    • Commercial Banks and Savings Institutions, etc.

To find out more about our surety products and services, contact Smudz Insurance Group today.

Business Liability

General liability insurance protects your company if you cause injury to others or damage to others’ property. Protect your business from claims of bodily injury, property damage, and more. Contact us today for a free quote!

Directors & Officers

D&O liability insurance protects the personal assets of corporate directors and officers of privately held companies, and their spouses, in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company. Call SIG today for additional information!

Employee Benefits

Employment benefits liability (EBL) is designed to cover employers from errors and omissions that may occur during the administration of employee benefit plans. Contact SIG today for coverage that applies to life insurance, health benefits, retirement plans, disability insurance, and much more.

Errors & Omissions

Errors and Omissions (E&O), a form of professional liability insurance, is designed to protect employees and employers against clients’ claims of negligence or inadequate work. E&O insurance is useful whenever you or your employees provide a service that a client could claim is inadequate or tied to negligence. Call today if your business falls into this category.

Inland Marine

Inland Marine insurance is a “floater” policy, which simply means the coverage goes where the insured property goes. Contact SIG to further discuss this policy that covers any property that is movable, transportable or involved in transferring information.


Our health insurance plans for businesses help you save money and help keep your employees healthy. Contact SIG for more information today!


Commercial property insurance covers your business’s real estate and its contents. Business property insurance is coverage that can protect your company’s physical assets from unexpected events, including fires, windstorms, theft, and vandalism. Call today for additional information!


What’s peace of mind worth to you? An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered. Contact us today!

& More

Interested in inquiring about additional policies, feel free to call Smudz Insurance Group today to further discuss any particular insurance policy that involves you or your business!